Colin Jowell

Behavioural Science Specialist and Founder, BillWill

Colin Jowell is the founder of BillWill, a digital Letter of Wishes and estate-planning support service that helps financial advisers, lawyers and families simplify life administration and reduce stress during moments of loss or incapacity. With a background in behavioural science and more than twenty years in strategy and customer experience, Colin focuses on making estate planning clearer, calmer and easier for ordinary families. He works with financial advisers, estate lawyers and funeral professionals to improve how Australians prepare, organise and communicate essential information. Also an accredited Wills and Estates mediator and Principal of consultancy Good Behaviour, Colin speaks nationally on the impact of stress on decision making, how to reduce cognitive load, and how to help families make well-supported choices long before and during times of crisis.

Articles by Colin Jowell

Colin Jowell

Your digital life after you die – how to protect your memories, money and identity

Luke Marshall CFP®

How budgeting can reduce financial stress

If you’ve been feeling stretched by rising costs, you’re not alone. From groceries and fuel to rent and mortgages, everyday expenses have crept up, and many Australians are feeling it. A recent Finder survey found that three in five people say financial stress is affecting their mental health, and nearly half feel anxious about managing everyday money matters.

Daniel Ardern CFP®

Debt consolidation for financial freedom

Juggling credit cards, personal loans, car finance and a mortgage is a reality for many Australians, often causing stress and a sense that there’s no clear way out. Debt consolidation can help you regain control by simplifying repayments and reducing costs, but the right approach depends on the types of debt you hold...

Kieran Menzie CFP®

Seven steps to securing a comfortable retirement

Retirement means different things to different people; travel, family time, hobbies, volunteering, or a mix of all. Before you crunch numbers, be clear on what matters most to you. This clarity will guide every financial decision and help make retirement more fulfilling.

Gianna Thomson CFP®

Navigating career changes effectively

Changing careers is one of the biggest life transitions many of us will ever face. Whether it’s by choice or circumstance, stepping away from the familiar and into something new requires more than courage, it requires financial planning. A well-thought-out plan can turn uncertainty into opportunity, allowing you to explore new paths without jeopardising your financial wellbeing.

Joel Carty CFP®

When should your children start paying rent when they live at home?

Raising children isn’t just about supporting them through school and early adulthood, it’s also about preparing them for life’s financial realities. As the cost of living continues to rise, more young Australians (and young adults worldwide) are staying at home longer to save money, finish study, or get ahead before moving out.

Sangram Rana

Is your lifestyle quietly pushing up your insurance premiums?

Discover the everyday habits that may be increasing your insurance premiums without you realizing it - and learn how to keep your costs in check.

Amanda Ragkousis

ETFs in Australia – the simple investment tool more Aussies are turning to

ETFs, or Exchange Traded Funds, have exploded in popularity. By September 2024, the ETF market in Australia had grown to $226.6 billion. Hear why this simple investment tool is being taken up by Aussies.

Joel Carty CFP®

Travel hacks for Australians – maximising points and minimising expenses

Understand the value of travel rewards and how to earn points effectively – turn everyday spending into rewards and make the most of loyalty so you can enjoy more travel!

Luke Marshall CFP®

Special disability trusts – turning complexity into confidence

Special Disability Trusts were introduced to help families provide the care and accommodation needs of a person with a severe disability. When used well, they provide peace of mind and long-term security. But their complexity means that families and advisers must tread carefully.

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