Julia Newbould

Finance Writer & Speaker

Julia Newbould is a freelance writer and speaker. She was recently managing editor at Conexus Financial curating content for events for superannuation chief investment officers, and financial advisers and licensees. Prior to that she was managing editor of Money magazine. In 2020 she published her first book The Joy of Money, co-authored with financial adviser Kate McCallum. The Joy of Money won the Best Personal Finance and Investment book at the Australian Business Book Awards in 2020. It was also a runner up in the Health and Wellbeing category. Julia has more than 20 years’ finance journalism experience and was previously editor of Financial Planning and Super Review magazines at Reed Business Information; managing editor at InvestorInfo and managing editor at Morningstar Australia. Her passions lay between helping women gain greater equality in all areas of life and supporting financial literacy in all areas of society.

Articles by Julia Newbould

Julia Newbould

How to get out of debt

Many of us have debts and bills to manage, but what happens when you’re really struggling to pay? Find out what to do when you fall behind with bill or loan payments and what to expect if you do.

Daniel Thompson

Financial planning essentials for young families

Amanda Ragkousis

The great wealth transfer – 7 tips for giving and receiving an inheritance

We’re about to witness the biggest transfer of wealth in Australia’s history. Over the next couple of decades, more than $3.5 trillion is expected to change hands between generations. Whether you’re preparing to pass on your wealth or set to receive an inheritance, the same questions come up...

Azaria Bell

Planning to retire early – don’t forget the unexpected

The Financial Independence, Retire Early (FIRE) movement is capturing the attention of a generation right now. More and more young Australians in their 20s and 30s are focused on accumulating wealth through high savings rates, strategic investing, and intentional lifestyle choices – all with the goal of winding back work earlier than previous generations ever dreamed possible.

Michal Bodi

Planning and resetting financial priorities after divorce

Divorce marks the end of one chapter and the beginning of another. Beyond the emotional toll, it brings a completely new financial reality. Your responsibilities, priorities, and lifestyle have shifted, and your financial setup needs to shift too. Naturally, this transition can feel overwhelming and that’s where the guidance of a good financial planner can make a meaningful difference.

Josef Jindra

Planning for parental leave – navigating the financial journey to parenthood

The news of a new arrival is a symphony of emotions - joy, excitement, and perhaps a touch of apprehension. Yet, amidst this beautiful anticipation, a practical reality often emerges: the financial implications of taking time off work.

Julia Newbould

Getting the best from your professional relationships

You might have a regular accountant you see at tax time who helps you sort out what you owe the government, or if you’re lucky, what the government owes you. Sometimes they will make recommendations on how to reduce your tax for the next year. However, for many, there is more that can be done to improve their financial position.

Joel Carty CFP®

Build wealth or pay the mortgage – what are your options?

For many Australians, deciding whether to focus on building wealth or paying off the mortgage is a major financial crossroads. With uncertainty around interest rates, inflationary pressures, and a mixed economic outlook, the question has become even more relevant in 2025. Should you channel extra funds into your home loan, or invest t elsewhere to build your financial future?

Esther Althaus CFP®

Relying on an inheritance for financial security

Inheritance is often viewed as a future safety net for beneficiaries – funds or assets that may arrive in time to ease the financial burden of retirement, assist with housing, or support family goals. For many Australians, especially in major cities where living costs are high, the expectation of receiving an inheritance forms part of their long-term planning. While it can provide a welcome boost, relying on it too heavily brings significant risks.

Mark O'Flynn CFP®

The 5 most common financial concerns of new clients

It’s not every day that someone wakes up in the morning and decides to get in touch with a financial planner. Instead, it’s often a pivotal moment, an event, or a concern of some sort, that first triggers the search for advice.

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