Plan Your Retirement with Confidence

Retirement should be a time when you can sit back and enjoy the rewards of your years of hard work, not spend it worrying about finances. At Money & Life, created by the Financial Advice Association Australia (FAAA), we provide trusted information, expert guidance, and proven retirement income strategies to support your journey.

  • Whether you’re just starting to think about life after work or you’re already retired, smart retirement planning in Australia is the key to unlock lasting peace of mind.

Build a Plan That Works for You

No two retirement journeys are the same; that’s why having solid, personalised retirement income strategies is so critical. From pensions and investments to superannuation and part-time work, understanding where your money will come from and how long it will last can provide you with peace of mind and financial confidence. Working with a licensed financial planner can help you:

  • Understand retirement income strategies and options
  • Manage risk while continuing to grow your assets
  • Maximise government entitlements
  • Adjust your approach as your needs change

The earlier you start retirement planning in Australia, the more flexibility and choice you’ll have in the future.

Your Retirement Checklist in Australia

Do you need help getting started? Use our convenient retirement checklist for Australia to cover the essentials. By tackling these factors one step at a time, you can approach retirement with clarity and purpose:

  • Know your super balance and when you can access it
  • Calculate your expected income and expenses in retirement
  • Consider insurance and healthcare needs
  • Source retirement budgeting tips from Money & Life
  • Decide how and where you want to live
  • Explore travel plans and lifestyle goals

Start preparing for your financial freedom today

Start preparing for your financial freedom today

Smart Retirement Budgeting Tips

Sticking to a realistic budget is vital once you’ve finished working full-time. Our retirement income strategies focus on balancing everyday living expenses with long-term objectives, such as travel or supporting family. Good planning today leads to greater freedom and less stress in the future. Some simple retirement budgeting tips include:

  • Track your spending regularly
  • Separate essential and discretionary costs
  • Factor in future health or aged care needs
  • Be prepared to adjust your plans as life changes

Estate Planning in Retirement

As we age, making decisions about our assets, wishes, and loved ones becomes increasingly important. Estate planning in retirement ensures your hard-earned money is protected and passed on according to your wishes. Some vital estate planning tips include:

  • Create or update your will
  • Appoint medical decision-makers and powers of attorney
  • Consider tax-effective strategies or trusts
  • Review your superannuation beneficiaries

If you need further guidance, at Money & Life, we share expert-backed estate planning tips to help you navigate the process with focus and empowerment.

Make Retirement a Time of Confidence, Not Concern

With the right planning, focus, and a sensible retirement checklist in Australia, retirement can be one of the most rewarding stages of your life. At Money & Life, we’re here to support you with reliable, expert-created content on everything from budgeting to income and estate planning in retirement.

Build a retirement lifestyle that suits your goals, needs, and dreams.

Start preparing for your financial freedom today

Start preparing for your financial freedom today