Joel Carty CFP®

When should your children start paying rent when they live at home?

Raising children isn’t just about supporting them through school and early adulthood, it’s also about preparing them for life’s financial realities. As the cost of living continues to rise, more young Australians (and young adults worldwide) are staying at home longer to save money, finish study, or get ahead before moving out.

Sangram Rana

Is your lifestyle quietly pushing up your insurance premiums?

Discover the everyday habits that may be increasing your insurance premiums without you realizing it - and learn how to keep your costs in check.

Amanda Ragkousis

ETFs in Australia – the simple investment tool more Aussies are turning to

ETFs, or Exchange Traded Funds, have exploded in popularity. By September 2024, the ETF market in Australia had grown to $226.6 billion. Hear why this simple investment tool is being taken up by Aussies.

Joel Carty CFP®

Travel hacks for Australians – maximising points and minimising expenses

Understand the value of travel rewards and how to earn points effectively – turn everyday spending into rewards and make the most of loyalty so you can enjoy more travel!

Luke Marshall CFP®

Special disability trusts – turning complexity into confidence

Special Disability Trusts were introduced to help families provide the care and accommodation needs of a person with a severe disability. When used well, they provide peace of mind and long-term security. But their complexity means that families and advisers must tread carefully.

Nick Zvezdakoski

The top six tips every Aussie expat needs to know

Joel Perryman

Superannuation is your secret weapon for wealth building

When you’re running your own business, superannuation can feel like an afterthought – something for employees, not entrepreneurs. But here’s the truth: super is one of the most powerful investment vehicles available to sole traders and business owners in Australia. And it’s not just about retirement – it’s about building wealth, protecting your future, and taking advantage of some of the most generous tax incentives in the financial system. Let me show you how.

Sangram Rana

Insurance in or out of Super – which structure protects you best?

Smart structuring of insurance can lower your tax burden, expedite claims, and keep more in your pocket. Use the checklist to find your ideal fit and then seek expert advice.

Jordan Vaka

Navigating the financial complexity you’ve just inherited

When someone you love dies, you're left with more than grief. You’re often left with responsibility – financial structures you didn’t set up, accounts you’ve never seen, and paperwork that can leave you wondering just what their intention was.

Jackson Raddysh

The personal touch of financial advice that AI cannot replace

AI tools have been a game changer in many of our lives - from budgeting, to investing and everything in between. Whilst these tools prove helpful, they can lead us to ignore blind spots in our financial lives that might cause long-term damage...

Joel Carty CFP®

Financial Planner, Solace Financial

Articles by Joel Carty CFP®