Tony Sandercock CFP®

Founder & Financial Planner, wetalkmoney

After nearly four decades of working with, observing, and learning from hundreds of clients in their pursuit of a fulfilling life after full-time work, Tony Sandercock emphasises that people who focus on getting the simple things right not only manage their finances better but also tend to live more fulfilling lives. Tony is the owner of Sunshine Coast-based advice firm, wetalkmoney. He has built a 37-year career around a client-first ethos, believing that when it comes to financial advice, trust is a far more valuable commodity than past performance, company affiliation, or even experience and qualifications. Tony has mentored hundreds of business owners in building client-first firms. He has been a CERTIFIED FINANCIAL PLANNER® since 1998, holds a Master's Degree in Personal Financial Planning, and was named the FAAA’s CFP Professional of the Year in 2016. In his personal time, Tony is a very keen cycle tourist and believes the humble bicycle could be the best invention ever, offering enormous health and wealth benefits.

Articles by Tony Sandercock CFP®

Tony Sandercock CFP®

Simple steps for choosing a great financial adviser

Choosing the right person to look after your financial future and life goals is a big decision. Many people don’t know where to start in finding financial guidance they can trust. While it’s important for everyone to be on top of their finances, trying to figure everything out on your own can sometimes lead to the wrong outcomes and significant frustration.

Julia Newbould

How to get out of debt

Many of us have debts and bills to manage, but what happens when you’re really struggling to pay? Find out what to do when you fall behind with bill or loan payments and what to expect if you do.

Daniel Thompson

Financial planning essentials for young families

Trish Gregory CFP®

Keeping your money safe from scammers

Mark O'Flynn CFP®

The 5 most common financial concerns of new clients

It’s not every day that someone wakes up in the morning and decides to get in touch with a financial planner. Instead, it’s often a pivotal moment, an event, or a concern of some sort, that first triggers the search for advice.

Julia Newbould

What is superannuation?

Australia’s compulsory superannuation system has been in place since 1992. It started with a compulsory employer contribution of 3 per cent, which came as an agreement with government and unions, and on 1 July 2025 the compulsory employer contribution will reach a maximum of 12%.

Joel Carty CFP®

Tax-effective investing: strategies to grow your wealth while minimising tax

Investing isn’t just about growing wealth - it’s about doing so efficiently. In Australia, taxation plays a critical role in shaping investment returns, but with the right approach, investors can legally minimise tax and maximise gains.

Daniel Thompson

Tax tips for the end of financial year (EOFY)

As the end of the financial year (EOFY) approaches, it's a great time to review your finances and implement strategies to minimise your taxes. Whether you're an employee, investor, business owner, or planning for retirement, here are some key considerations to ensure you're making the most of available tax benefits.

Julia Newbould

How to put more money into your personal super today

As we draw towards financial year end, it’s a good time to consider making extra contributions to your super. While anyone who wants to build their super balance should add to it when they can, there are people who might benefit from it more than others.

Julia Newbould

Tax deductible donations – get the most out of giving back

Giving to charity can be a great way to help others and give your tax return a boost, but not all donations are tax deductible. Here’s what you need to know about making a tax deductible donation.

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