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Cate Americano

Founder, Director, CEO - Inspiration Café Pty Ltd

Cate Americano is a business coach, career and life designer, and strategic adviser with over 30 years’ experience across financial services and more than two decades coaching professionals, leaders, and teams. She works with individuals and businesses to support clarity, performance, and sustainable progress, helping build better leaders, careers, businesses, futures and lives through practical, evidence-based approaches to behaviour change and accountability. She is listed on the FAAA Career Advisers site as an Australian-based coaching practice.

Articles by Cate Americano

Values: Your North Star for a life by design, not by default

Know Me to Grow Me: The Four Preferences That Shape How You Show Up at Work and in Life

Why New Year’s resolutions fail, and how to set goals that stick

Your digital life after you die – how to protect your memories, money and identity

How to choose between a lifetime pension, annuity, account-based pension, or lump sum at retirement

Discover the key ways to access your super in retirement - from account-based pensions to annuities and lump sums - and learn how to choose the option that best supports your lifestyle and long-term financial security.

Why is estate planning so hard? And what you can do to make it easier…

Estate planning is one of those tasks almost everyone means to get to, yet many only face it during a crisis. Families often describe the same moment. A parent dies, the surviving spouse and children open a cupboard or a laptop, and suddenly they are trying to reconstruct a life from scattered paperwork, half-remembered details and password guesses. Grieving and guessing at the same time.

Seven steps to securing a comfortable retirement

Retirement means different things to different people; travel, family time, hobbies, volunteering, or a mix of all. Before you crunch numbers, be clear on what matters most to you. This clarity will guide every financial decision and help make retirement more fulfilling.

When is the right time to wind up your SMSF?

For many Australians, running a self-managed super fund has been a satisfying way to keep control of retirement savings. With time, the effort and complexity can grow. The question becomes whether to continue, to simplify the way the fund runs, or to wind it up and move to a mainstream fund...

Estate administration – what really happens after you die

It’s one of the most common questions clients ask when completing their estate plan: “What actually happens to kick off the process when I die?” For all the time spent drafting wills and building tax-efficient structures, few people understand what really happens next. Estate administration, collecting, managing and distributing a deceased person’s assets, is part law, part logistics, and part people management. With a little foresight, though, it can run far more smoothly.

From retirement uncertainty to confidence – a smart strategy case study

For many Australians, the idea of retirement can feel daunting. Even with years of hard work and a steady income, it’s common to worry about whether there will be enough money to retire comfortably. This was the case for one of our clients who had dedicated her life to caring for others but felt uncertain about her own financial future.
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