Sangram Rana

Director & Senior Financial Advisor, Build My Wealth

Sangram Rana is a multi qualified financial adviser, accountant, and registered tax agent, and the founder of Build My Wealth. He advises professionals, family businesses, and SMSF trustees on risk protection, superannuation and SMSFs, investment bonds, retirement, and intergenerational wealth planning. Sangram is a three time IFA Awards finalist and a contributor to the Australian Financial Review on inheritance and SMSF topics. He blends technical strategy with practical checklists that help households protect what they have, grow what they have, and pass it on well.

Articles by Sangram Rana

Sangram Rana

When is the right time to wind up your SMSF?

For many Australians, running a self-managed super fund has been a satisfying way to keep control of retirement savings. With time, the effort and complexity can grow. The question becomes whether to continue, to simplify the way the fund runs, or to wind it up and move to a mainstream fund...

Luke Marshall CFP®

Estate administration – what really happens after you die

It’s one of the most common questions clients ask when completing their estate plan: “What actually happens to kick off the process when I die?” For all the time spent drafting wills and building tax-efficient structures, few people understand what really happens next. Estate administration, collecting, managing and distributing a deceased person’s assets, is part law, part logistics, and part people management. With a little foresight, though, it can run far more smoothly.

Patrica Garcia CFP®

From retirement uncertainty to confidence – a smart strategy case study

For many Australians, the idea of retirement can feel daunting. Even with years of hard work and a steady income, it’s common to worry about whether there will be enough money to retire comfortably. This was the case for one of our clients who had dedicated her life to caring for others but felt uncertain about her own financial future.

Jade Khao CFP®

Top tips for business succession planning – from a financial planner

Whether you're a founder of a thriving enterprise or a small business owner with big dreams, one thing is certain: your business won’t run itself forever. Succession planning is often overlooked until it’s too late, but a well-thought-out exit strategy can be the difference between a smooth transition and a chaotic scramble. So, when should you start planning? What should you consider? And how do you avoid common pitfalls? Here are the top tips...

Kieran Menzie CFP®

Seven steps to securing a comfortable retirement

Retirement means different things to different people; travel, family time, hobbies, volunteering, or a mix of all. Before you crunch numbers, be clear on what matters most to you. This clarity will guide every financial decision and help make retirement more fulfilling.

Amanda Ragkousis

The great wealth transfer – 7 tips for giving and receiving an inheritance

We’re about to witness the biggest transfer of wealth in Australia’s history. Over the next couple of decades, more than $3.5 trillion is expected to change hands between generations. Whether you’re preparing to pass on your wealth or set to receive an inheritance, the same questions come up...

Azaria Bell

Planning to retire early – don’t forget the unexpected

The Financial Independence, Retire Early (FIRE) movement is capturing the attention of a generation right now. More and more young Australians in their 20s and 30s are focused on accumulating wealth through high savings rates, strategic investing, and intentional lifestyle choices – all with the goal of winding back work earlier than previous generations ever dreamed possible.

Nick Zvezdakoski

Estate planning isn’t about death – it’s about legacy

Julia Newbould

Aged care facility choices

Navigating aged care can be quite a challenge, especially with the new rules that come into effect on November 1, 2025. If you were already in the system before entering care, you might still be eligible for the old rules to continue.

Joel Carty CFP®

Intergenerational wealth – ensuring your family benefits

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