Tony Sandercock CFP®

Founder & Financial Planner, wetalkmoney

After nearly four decades of working with, observing, and learning from hundreds of clients in their pursuit of a fulfilling life after full-time work, Tony Sandercock emphasises that people who focus on getting the simple things right not only manage their finances better but also tend to live more fulfilling lives. Tony is the owner of Sunshine Coast-based advice firm, wetalkmoney. He has built a 37-year career around a client-first ethos, believing that when it comes to financial advice, trust is a far more valuable commodity than past performance, company affiliation, or even experience and qualifications. Tony has mentored hundreds of business owners in building client-first firms. He has been a CERTIFIED FINANCIAL PLANNER® since 1998, holds a Master's Degree in Personal Financial Planning, and was named the FAAA’s CFP Professional of the Year in 2016. In his personal time, Tony is a very keen cycle tourist and believes the humble bicycle could be the best invention ever, offering enormous health and wealth benefits.

Articles by Tony Sandercock CFP®

Tony Sandercock CFP®

Burning questions every 30-something should be asking

Your 20s were about learning and finding your direction. Your 30s are about getting organised - especially when it comes to money. At this stage, you might have a mortgage, a growing career, or perhaps a young family. If your finances still feel a little unstructured, don’t worry. It’s the perfect time to take stock, plan, and build a foundation for long-term security.

Joel Carty CFP®

Building an emergency fund on any income

Australians are feeling the pinch. Uncertainty around interest rates, mortgage repayments, record rents, and the ever-increasing cost of groceries and fuel mean many households are struggling just to keep up. For many families, one unexpected bill - car repair, medical expense, or time off work - can send finances into a tailspin.

Daniel Ardern CFP®

How inheritance tax can bite UK expats in Australia

More than 1.1 million UK expats live in Australia, but many are unaware that UK Inheritance Tax (IHT) may still apply to them. With a 40% top rate, understanding the rules is crucial to safeguarding your wealth for future generations.

Thabojan Rasiah CFP®

The two questions that simplify life

Modern life is noisy. News alerts ping our phones, inboxes fill with reminders, and social media never runs out of opinions. Add to that the ordinary demands of work, family, and money, and it’s no wonder so many of us feel stretched thin. Every day seems to demand a decision: Should I be doing more? Am I doing the right things? The truth is, most of us make life more complicated than it needs to be.

Luke Marshall CFP®

Special disability trusts – turning complexity into confidence

Special Disability Trusts were introduced to help families provide the care and accommodation needs of a person with a severe disability. When used well, they provide peace of mind and long-term security. But their complexity means that families and advisers must tread carefully.

Nick Zvezdakoski

The top six tips every Aussie expat needs to know

Julia Newbould

What to include in my will

Your will is one of the most important documents you’ll ever work on.

Julia Newbould

Getting the best from your professional relationships

You might have a regular accountant you see at tax time who helps you sort out what you owe the government, or if you’re lucky, what the government owes you. Sometimes they will make recommendations on how to reduce your tax for the next year. However, for many, there is more that can be done to improve their financial position.

Julia Newbould

Making the most of a salary increase

It’s exciting to get a pay rise and when you’ve earned it you often feel like it’s a deserved reward to treat yourself with but used in the right way it can also help you build towards a more financially fulfilling future.

Julia Newbould

Tax deductible donations – get the most out of giving back

Giving to charity can be a great way to help others and give your tax return a boost, but not all donations are tax deductible. Here’s what you need to know about making a tax deductible donation.

We’re here to help you

Become a contributor

Do you have an idea for an article? We want to hear from you. Simply fill in your details and we will get in touch.

Find a Planner

Search for a local financial advice professional to help you with your financial needs and goals

Start preparing for your financial freedom today