Colin Jowell

Behavioural Science Specialist and Founder, BillWill

Colin Jowell is the founder of BillWill, a digital Letter of Wishes and estate-planning support service that helps financial advisers, lawyers and families simplify life administration and reduce stress during moments of loss or incapacity. With a background in behavioural science and more than twenty years in strategy and customer experience, Colin focuses on making estate planning clearer, calmer and easier for ordinary families. He works with financial advisers, estate lawyers and funeral professionals to improve how Australians prepare, organise and communicate essential information. Also an accredited Wills and Estates mediator and Principal of consultancy Good Behaviour, Colin speaks nationally on the impact of stress on decision making, how to reduce cognitive load, and how to help families make well-supported choices long before and during times of crisis.

Articles by Colin Jowell

Colin Jowell

A New Year financial spring clean – small jobs, big sense of relief

Discover why organizing your financial and administrative life is one of the most effective New Year resets. Learn how tidying bills, accounts, and essential documents can reduce anxiety, boost clarity, and leave you feeling lighter - not morbid.

Colin Jowell

Your digital life after you die – how to protect your memories, money and identity

Colin Jowell

Why is estate planning so hard? And what you can do to make it easier…

Estate planning is one of those tasks almost everyone means to get to, yet many only face it during a crisis. Families often describe the same moment. A parent dies, the surviving spouse and children open a cupboard or a laptop, and suddenly they are trying to reconstruct a life from scattered paperwork, half-remembered details and password guesses. Grieving and guessing at the same time.

Luke Marshall CFP®

Special disability trusts – turning complexity into confidence

Special Disability Trusts were introduced to help families provide the care and accommodation needs of a person with a severe disability. When used well, they provide peace of mind and long-term security. But their complexity means that families and advisers must tread carefully.

Nick Zvezdakoski

The top six tips every Aussie expat needs to know

Tony Sandercock CFP®

Burning questions every 30-something should be asking

Your 20s were about learning and finding your direction. Your 30s are about getting organised - especially when it comes to money. At this stage, you might have a mortgage, a growing career, or perhaps a young family. If your finances still feel a little unstructured, don’t worry. It’s the perfect time to take stock, plan, and build a foundation for long-term security.

Joel Carty CFP®

Building an emergency fund on any income

Australians are feeling the pinch. Uncertainty around interest rates, mortgage repayments, record rents, and the ever-increasing cost of groceries and fuel mean many households are struggling just to keep up. For many families, one unexpected bill - car repair, medical expense, or time off work - can send finances into a tailspin.

Daniel Ardern CFP®

How inheritance tax can bite UK expats in Australia

More than 1.1 million UK expats live in Australia, but many are unaware that UK Inheritance Tax (IHT) may still apply to them. With a 40% top rate, understanding the rules is crucial to safeguarding your wealth for future generations.

Thabojan Rasiah CFP®

The two questions that simplify life

Modern life is noisy. News alerts ping our phones, inboxes fill with reminders, and social media never runs out of opinions. Add to that the ordinary demands of work, family, and money, and it’s no wonder so many of us feel stretched thin. Every day seems to demand a decision: Should I be doing more? Am I doing the right things? The truth is, most of us make life more complicated than it needs to be.

Julia Newbould

What to include in my will

Your will is one of the most important documents you’ll ever work on.

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