Julia Newbould

Finance Writer & Speaker

Julia Newbould is a freelance writer and speaker. She was recently managing editor at Conexus Financial curating content for events for superannuation chief investment officers, and financial advisers and licensees. Prior to that she was managing editor of Money magazine. In 2020 she published her first book The Joy of Money, co-authored with financial adviser Kate McCallum. The Joy of Money won the Best Personal Finance and Investment book at the Australian Business Book Awards in 2020. It was also a runner up in the Health and Wellbeing category. Julia has more than 20 years’ finance journalism experience and was previously editor of Financial Planning and Super Review magazines at Reed Business Information; managing editor at InvestorInfo and managing editor at Morningstar Australia. Her passions lay between helping women gain greater equality in all areas of life and supporting financial literacy in all areas of society.

Articles by Julia Newbould

Julia Newbould

How to get out of debt

Many of us have debts and bills to manage, but what happens when you’re really struggling to pay? Find out what to do when you fall behind with bill or loan payments and what to expect if you do.

Daniel Thompson

Financial planning essentials for young families

Josef Jindra

Planning for parental leave – navigating the financial journey to parenthood

The news of a new arrival is a symphony of emotions - joy, excitement, and perhaps a touch of apprehension. Yet, amidst this beautiful anticipation, a practical reality often emerges: the financial implications of taking time off work.

Joel Carty CFP®

Build wealth or pay the mortgage – what are your options?

For many Australians, deciding whether to focus on building wealth or paying off the mortgage is a major financial crossroads. With uncertainty around interest rates, inflationary pressures, and a mixed economic outlook, the question has become even more relevant in 2025. Should you channel extra funds into your home loan, or invest t elsewhere to build your financial future?

Esther Althaus CFP®

Relying on an inheritance for financial security

Inheritance is often viewed as a future safety net for beneficiaries – funds or assets that may arrive in time to ease the financial burden of retirement, assist with housing, or support family goals. For many Australians, especially in major cities where living costs are high, the expectation of receiving an inheritance forms part of their long-term planning. While it can provide a welcome boost, relying on it too heavily brings significant risks.

Julia Newbould

Making the most of a salary increase

It’s exciting to get a pay rise and when you’ve earned it you often feel like it’s a deserved reward to treat yourself with but used in the right way it can also help you build towards a more financially fulfilling future.

Julia Newbould

What is superannuation?

Australia’s compulsory superannuation system has been in place since 1992. It started with a compulsory employer contribution of 3 per cent, which came as an agreement with government and unions, and on 1 July 2025 the compulsory employer contribution will reach a maximum of 12%.

Daniel Thompson

Tax tips for the end of financial year (EOFY)

As the end of the financial year (EOFY) approaches, it's a great time to review your finances and implement strategies to minimise your taxes. Whether you're an employee, investor, business owner, or planning for retirement, here are some key considerations to ensure you're making the most of available tax benefits.

Julia Newbould

How to put more money into your personal super today

As we draw towards financial year end, it’s a good time to consider making extra contributions to your super. While anyone who wants to build their super balance should add to it when they can, there are people who might benefit from it more than others.

Julia Newbould

Tax deductible donations – get the most out of giving back

Giving to charity can be a great way to help others and give your tax return a boost, but not all donations are tax deductible. Here’s what you need to know about making a tax deductible donation.

We’re here to help you

Become a contributor

Do you have an idea for an article? We want to hear from you. Simply fill in your details and we will get in touch.

Find a Planner

Search for a local financial advice professional to help you with your financial needs and goals

Start preparing for your financial freedom today