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Esther Althaus CFP®

Managing Director & Head Financial Advisor

Esther Althaus established Perspective Financial Services Pty Ltd in 2003 when she recognised that by helping other people achieve their goals she could achieve her own. Esther has become an award-winning financial adviser who is actively involved in the financial advice community through various committee roles and directorships with the Association of Financial Advisers. In particular, she is passionate about working with women in situations where they have separated/divorced, become widowed or inherited funds and have had little previous insight into wealth management. More recently, Esther is working with families in planning a smooth and healthy transition of wealth to the next generation. She finds it particularly rewarding to see families undertake this process and retain respectful relationships between family members whilst the needs of all concerned are met in a timely, appropriate and dignified manner. As a business owner, financial adviser and collaborative professional Esther has become known within the Family Law community as a financial adviser with a strong insight into the financial sensitivities of divorcing couples. She is often sought by various community organisations to present on a number of different topics including her inspirational career journey, workshops on financial literacy, financial empowerment for women and her insights into life, in general. Esther’s willingness to share her experiences, together with her no-nonsense and humorous manner, leaves her audience or those she works with inspired to take the next steps they need to in their lives.

Articles by Esther Althaus CFP®

Relying on an inheritance for financial security

Inheritance is often viewed as a future safety net for beneficiaries – funds or assets that may arrive in time to ease the financial burden of retirement, assist with housing, or support family goals. For many Australians, especially in major cities where living costs are high, the expectation of receiving an inheritance forms part of their long-term planning. While it can provide a welcome boost, relying on it too heavily brings significant risks.
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