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Nick Zvezdakoski

Financial Adviser & Partner, Strategic Wealth

As Financial Adviser & Partner with Strategic Wealth, Nick has a demonstrated history of empowering clients to achieve both their lifestyle and financial goals. Nick has been working in the Financial Planning profession since 2011 and has completed a Graduate Diploma in Financial Planning with Victoria University. Nick specialises in working with high complexity / high income professionals and high net worth retirees, with a focus on wealth accumulation, debt management, superannuation, and retirement planning. Nick is also passionate about improving financial education for younger Australians, with a focus on cashflow planning. Outside of work, Nick loves spending time with his wife and two kids and enjoys all things sport, including supporting the Collingwood Football Club.

Articles by Nick Zvezdakoski

The top six tips every Aussie expat needs to know

Superannuation is your secret weapon for wealth building 

When you’re running your own business, superannuation can feel like an afterthought – something for employees, not entrepreneurs. But here’s the truth: super is one of the most powerful investment vehicles available to sole traders and business owners in Australia. And it’s not just about retirement – it’s about building wealth, protecting your future, and taking advantage of some of the most generous tax incentives in the financial system. Let me show you how. 

Insurance in or out of Super – which structure protects you best?

Smart structuring of insurance can lower your tax burden, expedite claims, and keep more in your pocket. Use the checklist to find your ideal fit and then seek expert advice.

Navigating the financial complexity you’ve just inherited

When someone you love dies, you're left with more than grief. You’re often left with responsibility – financial structures you didn’t set up, accounts you’ve never seen, and paperwork that can leave you wondering just what their intention was.

The personal touch of financial advice that AI cannot replace

AI tools have been a game changer in many of our lives - from budgeting, to investing and everything in between. Whilst these tools prove helpful, they can lead us to ignore blind spots in our financial lives that might cause long-term damage...

Planning for your child’s education costs

What are the best investment options in Australia?

Every year, thousands of Australians type the same question into Google ‘What are the best investment options in Australia?’. It’s not surprising that it’s such a common question. After all, money doesn’t grow by sitting in a savings account. And we financial advisers regularly get the same question...

Building an emergency fund on any income

Australians are feeling the pinch. Uncertainty around interest rates, mortgage repayments, record rents, and the ever-increasing cost of groceries and fuel mean many households are struggling just to keep up. For many families, one unexpected bill - car repair, medical expense, or time off work - can send finances into a tailspin.

Investing with purpose – how ethical investing can align your money with your values 

We’re living in a time where climate change, social inequality, and corporate accountability aren’t just headlines - they’re shaping how people think about their money. More Australians are asking, “Can my investments reflect the kind of world I want to live in?”. Ethical investing offers a powerful way to answer that...

The two questions that simplify life 

Modern life is noisy. News alerts ping our phones, inboxes fill with reminders, and social media never runs out of opinions. Add to that the ordinary demands of work, family, and money, and it’s no wonder so many of us feel stretched thin. Every day seems to demand a decision: Should I be doing more? Am I doing the right things? The truth is, most of us make life more complicated than it needs to be.
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