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John Cachia

Founder & Strategic Wealth Adviser, Thriving Wealth

John Cachia is the founder, strategic wealth adviser, and visionary at Thriving Wealth, and is widely regarded as one of Australia’s most respected financial advisers. Starting his career in finance at the young age of 14, John founded Thriving Wealth in 2009, driven by a mission to enhance financial literacy across Australia and empower individuals to achieve financial freedom while enjoying life along the way. John’s passion goes beyond the numbers—he’s deeply invested in the emotional and psychological side of money. He understands that clients' financial decisions are often shaped by their behaviours, habits, and past traumas. John works with clients to not only create effective financial strategies but also to address these deep-seated money beliefs and behaviours, helping them achieve true financial and emotional well-being. His approach is holistic, aiming to transform how people relate to money and empowering them to break free from limiting beliefs. In 2024, John was honoured as the Financial Advice Association of Australia (FAAA) Adviser of the Year, adding to a long list of accolades that includes induction into the prestigious Top of the Table at the Million Dollar Round Table (MDRT)—a distinction reserved for the global elite in financial services. These achievements reflect his unwavering commitment to excellence and his profound impact on clients and the broader financial advice profession. Outside of work, John enjoys spending time with his wife and three boys, embracing his love for adventure and outdoor activities. His philosophy of blending professional success with personal fulfilment is evident in his dedication to helping others achieve the same balance in their financial lives.

Articles by John Cachia

How to set a realistic budget for the new year

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